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Thursday, 8 January 2015

Pantai Jerejak Landed house

One of my close friend saying that his relative is asking him to buy into the landed property at Pantai Jerejak.
There is very little information provided by him and I do not do much research there. This is because the price quantum is too high for me.

As such for the advice and strategy, below is my assumption:

Assumption:
Market Price is $1.1m (Bank valuation)
Rental $1700

Buying Strategy:
Target buying price=$900K which is 20% below market price

With 90% loan,bank will loan you $990K
Ur mortgage is $5.2K with 30 years @ 4.85% interest rate.


Exit strategy 1: Sell at $1.1, you may calculate your own profit
Exit strategy 2: Own stay and Sell only at the higher profit say 5 years later.

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