Applying MRTA and comparison

I am apply loan for my recent purchased, at the same time, I am also want to get the coverage for my mortgage as well.

I am comparing each of the coverage options in order to help me to make some wise decision.
For the previous debate on MRTA and MLTA which is better, can refer to below post: "MRTA,MRTA or which is better "

Below is the 5 financial institutions that had contacted and reply.
It can bee seen that for the same conditions, the Premium has big differences.